Model exercise cost, tax impact, retained shares, future value, and dilution. Built for equity holders. Make clearer benefit decisions with fast scenario comparisons today.
The graph shows how your estimated net outcome changes as share price changes. For cashless sale, the price varies at same-day sale. For hold strategies, the price varies at future exit.
| Intrinsic Value per Share | $16.00 | Spread vs Strike | 133.33% |
|---|---|---|---|
| Bargain Element | $19,200.00 | Ordinary Income | $19,200.00 |
| Estimated Ordinary Tax | $5,760.00 | Estimated Payroll Tax | $1,468.80 |
| Total Cash Needed | $21,848.80 | External Cash Needed | $0.00 |
| Effective Cost per Kept Share | $52.10 | Current Equity Value | $11,751.20 |
| AMT Base | $0.00 | Cover Cash Residual | $19.20 |
| Total Grant | Vested % | Strike | Current FMV | Future Sale | Strategy | Net Outcome |
|---|---|---|---|---|---|---|
| 1,500 | 80% | $12.00 | $28.00 | $40.00 | Sell to Cover and Hold | $16,025.00 |
| 2,000 | 60% | $8.50 | $18.25 | $26.00 | Cash Exercise and Hold | $15,258.95 |
| 900 | 100% | $15.00 | $21.00 | $21.00 | Cashless Same-Day Sale | $3,368.90 |
Vested Options = Total Grant × (Vested Percentage ÷ 100)
Intrinsic Value per Share = max(Current Fair Market Value − Strike Price, 0)
Bargain Element = Vested Options × Intrinsic Value per Share
Exercise Cost = (Vested Options × Strike Price) + Exercise Fee + Broker Fee + Other Fees
Estimated Tax at Exercise = Ordinary Income × Ordinary Tax Rate + Payroll Tax, when applicable
Cash Needed = Exercise Cost + Estimated Tax at Exercise
Capital Gain Base = max(Future Sale Price − Current Fair Market Value, 0) × Shares Retained
Projected Net Outcome = Gross Sale Value − Capital Gains Tax − External Cash Needed + Residual Cover Cash
This page provides planning estimates only. Real tax treatment can differ by grant terms, holding period rules, jurisdiction, and payroll processing.
It is the estimated value created when you buy vested option shares at the strike price and compare that cost with market value, taxes, fees, and future sale assumptions.
You usually can exercise only vested options. The calculator converts your total grant into exercisable shares so the cost, taxes, and retained-share estimates reflect what is currently available.
Cash exercise assumes you fund the purchase and taxes externally. Sell to cover assumes some shares are sold immediately to pay the required cash, leaving fewer shares to hold.
It can help when you want liquidity and do not want to provide personal cash. The tradeoff is that you usually keep no shares for future upside.
No. It gives a practical estimate for planning. ISO treatment can involve holding-period rules and AMT effects, so final tax results may differ from the simplified output shown here.
It shows the approximate share price needed for your selected strategy to stop producing a loss after exercise cost, taxes, and fees are considered.
Taxes, fees, and share sales used for funding can reduce upside. If many shares are sold to cover, fewer retained shares remain to benefit from future appreciation.
No. Use it for planning, then confirm grant terms, blackout windows, expiration dates, withholding rules, and personal tax consequences with your equity plan team or advisor.
Important Note: All the Calculators listed in this site are for educational purpose only and we do not guarentee the accuracy of results. Please do consult with other sources as well.