Calculator inputs
Use the form below to estimate weekly payments, waiting-period effects, offsets, caps, and projected totals.
Example data table
| Scenario | Gross AWW | Comp Rate | Disability | Weekly Net Estimate | Waiting Days | Weeks | Estimated Total |
|---|---|---|---|---|---|---|---|
| Full disability sample | $1,400.00 | 66.67% | 100% | $898.38 | 3 | 12 | $10,395.54 |
| Partial disability sample | $1,050.00 | 66.67% | 60% | $390.02 | 7 | 16 | $5,850.30 |
| Capped benefit sample | $2,400.00 | 66.67% | 100% | $1,150.00 | 0 | 10 | $11,500.00 |
Formula used
1. Gross Average Weekly Wage
Gross AWW = Base Weekly Wage + Overtime Weekly + Allowances Weekly
2. Weekly Rate Before Caps
Weekly Rate Before Caps = Gross AWW × Compensation Rate × Disability Percentage
3. Weekly Rate After Caps
Apply the entered minimum and maximum weekly limits to the calculated weekly rate.
4. Full Weekly Net Estimate
Full Weekly Net = (Weekly Rate After Caps − Weekly Offsets − Other Benefits) × (1 − Tax %)
5. Weekly Schedule Payment
Weekly Payment = Full Weekly Net × Waiting Ratio × Escalation Factor
This model is a planning estimate. Actual claims can use jurisdiction-specific rules, reimbursement timing, and medical or legal adjustments.
How to use this calculator
- Enter the worker’s normal weekly wage.
- Add weekly overtime and regular allowances if they count.
- Enter the compensation percentage used by the program.
- Set the disability share for full or partial benefits.
- Add waiting days, caps, offsets, and other weekly benefits.
- Choose the number of benefit weeks to project.
- Click the calculate button to see the result above the form.
- Review the chart, schedule, CSV export, and PDF export.
Frequently asked questions
1. What does this calculator estimate?
It estimates weekly compensation payments using wage inputs, disability percentage, caps, waiting days, offsets, and optional annual escalation. It helps compare scenarios quickly.
2. Why is there a waiting period field?
Many programs delay benefits for a few days. This field reduces early payments so the schedule reflects that unpaid or partly paid starting period.
3. How should I use the disability percentage?
Use 100% for a full weekly estimate. Use a lower percentage for partial disability scenarios when only part of the calculated benefit is payable.
4. What are weekly offsets?
Offsets represent deductions that reduce the weekly amount, such as overlapping benefits, credits, or program-specific adjustments. Enter zero if no offsets apply.
5. Why are minimum and maximum caps optional?
Some systems set a floor, a ceiling, or both. Keeping them optional makes the tool flexible for different policies and planning assumptions.
6. Does the calculator handle taxes automatically?
No fixed tax rule is assumed. The withholding field lets you model an internal estimate only. Leave it at zero when no tax adjustment is needed.
7. What does annual escalation do?
Annual escalation increases projected payments after each 52-week block. It helps model long claims where benefits may rise under policy or planning assumptions.
8. Is this output legal or claims advice?
No. It is a planning tool only. Final claim amounts may differ because of local laws, medical findings, adjudication, and insurer-specific calculations.